|
1)
Services
2) Personal & Corporate
Advice
3) Why use an Independent
Financial Adviser
Services
What do we do?
We offer expert advice in a holistic manner,
covering amongst other things, the following
key decision areas.
back to top
Personal & Corporate Advice
Retirement planning – This would incorporate
individual, group and executive pension
plans, Stakeholder pension, Employee benefit
schemes and Annuity advisory service.
Mortgage arrangement service and Financial
re-engineering – Incorporating first
and second time buyers, remortgage, debt
consolidation and commercial financing.
* Please
think carefully before securing other debts
against your home. Your home may be repossessed
if you do not keep up payments on your mortgage.
Life assurance and protection planning –
Including all forms of family protection,
income and disability protection, estate
planning and business protection.
Mortgage Conveyancing – Offered through
a network of specialist solicitors.
Will writing – Offered via vetted third
party agencies.
Investment planning – Including regular
and single premium products. Including school
fees planning
Key event advisory service – On issues
such as redundancy & retirement.
Our objective is to deliver
a high quality face to face financial planning
service to each of our corporate and individual
clients.
To you fulfil that vision,
using our experience and technical skills
we work very closely with you as our client
and we strive to:
Understand your needs by carefully listening
to and assessing your current and future
objectives by going through with you a diligent
process of two-way review discussion.
Bring clarity to your goals by carefully
analysing your circumstances and needs.
Identify, evaluate and prioritise your specific
needs and objectives.
Create a clear plan of action which enables
you to take better control of your financial
affairs and reach your objectives.
Research the entire market place and provide
the most suitable product solutions available
whilst equally delivering value for money
and helping you make and save money.
Review future progress against the planned
strategies and adjust to change as required.
We do this by establishing with you an enduring
lasting relationship built upon outstanding
personal service and trust.
We operate in an increasingly
complex world. Changes in legislation and
regulatory environments are matched by equally
far reaching social and technological change.
In such a fast moving environment
we can act as your trusted financial planning
partner and help you to interpret what may
affect you and what won’t and how to take
advantage of opportunities that are available.
Back to top
Why use an Independent
Financial Adviser?
Independent Financial Advisers
(IFAs) are the only type of financial advisers
who are able to offer whole of market solutions
by evaluating products and product providers
available in the entire marketplace - making
sure you get the superior value for money
for your individual and corporate needs.
IFAs are Authorised and Regulated
by the Financial Services Authority which
obliges us to provide advice most suited
to your personal requirements and your risk
tolerance. When financial products are recommended
we take into account amongst other things
the benefits provided, terms offered, charges,
flexibility, service and financial strength.
From a regulatory point of view, we are
able to demonstrate that we have given suitable
advice to you. This means that we have to
gain a full understanding of your circumstances
and requirements before helping to choose
any financial product solutions.
This also means that you are
offered protection in the unlikely event
that something goes wrong as a result of
the advice that you are given or a financial
product that we arrange for you. It is worth
highlighting the fact that we champion our
trade body (Association of Independent Financial
Adviser’s (AIFA) message to the general
public that
“No advice means, no protection”.
Back to top
|
